Helena National Bank offers several checking account options to fit every need.
All deposits are fully insured by the FDIC.

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Personal Checking

- Unlimited check writing
- Service charge based on your account balance

$600 & up - no charge
$400 - $599 - $5
$200 - $399 - $6
-0- - $199 - $7

Golden Years

- Must be 60 years of age or older
- No service charge
- No charge on cashiers checks
- No charge on money orders
- No charge on wallet type personalized checks

Masters Checking

- No charge on wallet type personalized checks
- No charge on cashiers checks
- No charge on money orders
- No charge on travelers checks
- Accidental Insurance

Single Person - $10,000 coverage for $11.00 per month fee.
Family Coverage Option I - $10,000 on male and $10,000 on female for $11.00 per month fee
Family Coverage Option II - $15,000 on male and $15,000 on female and $2,500 on each child for $11.00 per month fee

Student Account

- No service charge
- Must be full time student
- Up to 21 years of age.

Now Account

- Competitive interest rates - rate changes weekly
- Open to individuals, sole proprietorships, and non-profit organizations
- Unlimited check writing
- $600 minimum deposit
- $8 service charge if balance falls below $600

Super Now Account

- An initial deposit of no less than $1,000
- Average balance of no less than $1,000
- A ceiling equal to NOW acount rate for deposits which do not meet the average balance requirements
- $8 service charge if balance falls below $1,000
- Rate changes weekly
- Interest paid monthly
- Unlimited check writing

Business Checking

- $3 maintenance charge per account
- .05 per check paid
- .10 credit per $100 average balance

All deposit accounts are insured up to $100,000 by the FDIC.

Back to HNB's Banking Services

Member FDIC